Terms of Service

Last updated: June 1, 2026

Please read these Terms of Service carefully before using The Card Ledger. By creating an account or using the app, you agree to be bound by these terms.

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of The Card Ledger mobile application and website (collectively, the "Service") operated by The Card Ledger ("we", "us", or "our"). By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

2. Description of Service

The Card Ledger is an AI-powered sports card and trading card collection management app. The Service includes:

We reserve the right to modify, suspend, or discontinue any part of the Service at any time with reasonable notice.

3. Eligibility and Accounts

You must be at least 13 years old to use the Service. By creating an account, you represent that you meet this requirement.

You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. Notify us immediately at contact@thecardledgerapp.com if you suspect unauthorized access.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Subscriptions and Payments

Subscriptions: The Card Ledger offers Collector ($9.99/month or $74.99/year) and Pro ($19.99/month or $149.99/year) subscription tiers, as well as one-time scan packs. Pricing is subject to change with notice.

Welcome scans: New accounts receive 5 free AI scans on signup to experience the core scanning feature. These welcome scans are provided once per account and do not expire. They are separate from subscription quota and purchased scan packs.

Billing: Subscriptions are billed through Apple App Store or Google Play. All billing disputes, refunds, and subscription management must be handled through the respective platform. We do not process payments directly.

Scan packs: Scan pack purchases are non-refundable consumable items. Unused scans do not expire but are forfeited if your account is deleted.

Cancellation: You may cancel your subscription at any time through your device's subscription settings. Your access continues until the end of the current billing period.

5. Acceptable Use

You agree not to:

6. AI Pricing & Certification Accuracy

Card valuations, grade estimates, and market prices provided by the Service are generated by AI models and are intended as general guidance only. They are not financial advice and should not be relied upon as the sole basis for any buying, selling, or grading decision.

Pricing data is based on publicly available sales information and may not reflect the most current market conditions, private sales, or regional variations. We make no warranties regarding the accuracy, completeness, or timeliness of any pricing data.

Certification ("cert") lookups are provided for convenience only. PSA certifications are checked against PSA's public lookup; all other grading companies (including BGS, SGC, CGC, and TAG) are best-effort searches with no official lookup API. A "not found" result does not necessarily mean a certification is invalid, and a successful match does not guarantee a card's authenticity or grade. Always confirm a certification directly with the grading company's official registry before relying on it.

7. User Content

You retain ownership of the card images and collection data you submit to the Service. By submitting content, you grant us a limited license to process, store, and display that content solely to provide the Service to you.

You may export or delete your data at any time. See our Privacy Policy for details.

8. eBay Integration and Listings

Collector and Pro subscribers may connect their eBay seller account to create listings directly through the Service. By using the eBay integration, you agree to the following:

The Card Ledger is an independent third-party application and is not affiliated with, endorsed by, or sponsored by eBay Inc.

9. Intellectual Property

The Card Ledger app, website, logo, and all associated software and content are owned by us and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

Card names, player names, team names, and league trademarks are the property of their respective owners. The Card Ledger is not affiliated with or endorsed by any sports league, team, card manufacturer, or grading company.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE CARD LEDGER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.

12. Termination

You may delete your account at any time from within the app (Profile → Settings → Delete Account). Upon deletion, your data will be permanently removed within 30 days.

We may suspend or terminate your access to the Service if you violate these Terms, with or without prior notice depending on the severity of the violation.

13. Governing Law & Dispute Resolution

Governing law. These Terms, and any dispute arising from them or from the Service, are governed by the laws of the State of Texas, USA, without regard to its conflict-of-laws rules — except where the mandatory consumer-protection law of your country of residence requires otherwise.

Talk to us first. Before starting any formal proceeding, you agree to contact us at contact@thecardledgerapp.com and try to resolve the dispute informally for at least 30 days.

Binding arbitration (U.S. users). If we can't resolve it informally, you and we agree that any dispute will be settled by binding, individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, seated in Texas or conducted remotely. Arbitration is on an individual basis only: you and we waive any right to participate in a class action or class-wide arbitration. Either party may still bring a qualifying individual claim in small-claims court.

30-day opt-out. You may opt out of this arbitration agreement within 30 days of first accepting these Terms by emailing contact@thecardledgerapp.com with your account email and the subject "Arbitration Opt-Out." Opting out does not affect any other part of these Terms.

EU / EEA / UK consumers. Nothing in this section removes the protection of the mandatory consumer-law provisions of your country of residence, including your right to bring proceedings in your local courts. The arbitration and class-waiver terms above apply only to the extent permitted by applicable law.

14. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated via in-app notification or email at least 14 days before taking effect. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Affiliate Links and Commissions

The Card Ledger participates in affiliate programs, including the Amazon Associates Program, the eBay Partner Network, and TCGPlayer (via Impact). Some links in the app and on our website are affiliate links: if you click one and make a purchase, we may earn a commission at no additional cost to you. As an Amazon Associate, The Card Ledger earns from qualifying purchases.

Affiliate relationships do not influence the card valuations, comparable sales, or market data we present — those are derived independently from real sold-listing data. We only recommend products and marketplaces we believe are useful to collectors.

16. Contact

For questions about these Terms, contact us at: